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The user of this Web site assumes all responsibility and risk for the use of this Web site and the Internet generally. Kujawski Insurance and its affiliated companies disclaim all warranties, representations or endorsements, expressed or implied, with regard to the data, information and material included in, or accessible from, this Web site or the Internet including, but not limited to, all implied warranties of merchantability, fitness for a particular purpose or noninfringement. Kujawski Insurance and its affiliated companies have the right to discontinue, change or update and data, information or material included in the Web site without prior notice, and they do not assume any legal liability or responsibility for the accuracy, completeness or usefulness of any data, information or material included in, or accessible from, this Web site. No advice or information given by Kujawski Insurance or its affiliated companies shall create any warranty. Neither Kujawski Insurance nor its affiliated companies warrants that the data, information and material included in the Web site or on the Internet will be uninterruptable or error free or that any data, information, software or other material accessible from this Web site is free of viruses or other harmful components. Several of our pages describe various insurance products. The availability of a specific product may differ from state to state. The product descriptions are general in nature and the insurance coverages are subject to the specific terms of the actual policies issued. If you are interested in the terms and conditions of a specific product, please contact us at for additional information.
In no event shall Kujawski Insurance or its affiliated companies be liable for any compensatory, special, direct, incidental, indirect, or consequential damages, exemplary damages or any damages whatsoever resulting from loss of use, data, information or profits arising out of or in connection with the use or performance of the data, information or material included in this Web site or on the Internet generally or on any other basis.
Kujawski Insurance will not be deemed to have accepted any electronic communication unless Kujawski Insurance provides the sender of the electronic communication with an acknowledgement verifying receipt of the communication. If Kujawski Insurance sends any electronic communication, Kujawski Insurance will assume the communication was received intact by the intended recipient. The recipient of such message must notify Kujawski Insurance if the transmission was not received or was not received in a readable format.
Despite the security measures taken by Kujawski Insurance, there is an inherent risk in disclosing personal information over the Internet. Anyone electronically transmitting personal information assumes the risk that such information may be disclosed or intercepted by unintended third parties and Kujawski Insurance disclaims all liability resulting from such interception or disclosure. Anyone who wishes to apply for an insurance quote who is concerned about maintaining the security of their personal information may fax or mail the information to Kujawski Insurance.
Please know that Kujawski Insurance, we are committed to protecting your privacy as a visitor to this Web site and as out customer. Kujawski Insurance is the owner of all information collected on the Web site. We will not sell, disseminate, disclose, trade, transmit, transfer, share, lease, or rent any personal identifiable information to any third party not specifically authorized by you to receive your information except as we have disclosed to you in this privacy policy.
Your personal information including your name, home address, mailing address, telephone number and e-mail address will be provided to the insurance company when you purchase an insurance policy so they can establish you as a policyholder. We will maintain a record of your information at the offices of Kujawski Insurance, so we can provide you with policyholder service. The employees of Kujawski Insurance are each required to sign and acknowledge a confidentiality and nondisclosure agreement. Each employee has been made aware of the importance of protecting the customer's personal information.
A cookie us a piece of data that is stored on a visitor's hard drive while they are visiting this web site. We may utilize a short-lived form of a cookie when you visit this site. At Kujawski Insurnace, a cookie is only used to identify one unique visitor from another visitor during a particular session. A session is the period of active site-use while that unique visitor is linked to our server. We may use cookie technology during a session as a tool to carry forward your input information during the enrollment process. This enables the visitor to input their information once and have the information appear later during the enrollment process. No personally indentifiable information is stored on the cookie. The cookie expires and is deleted from the visitor's computer as soon as they close their browser or if they are not browsing our web site for more than 20 minutes. Should a previous visitor to our web site return for a new session, they will be issued a new cookie and in no way will they be recognized as a visitor from a previous visit or session.
The product and services information included in this web site is intended for residents of the states of New York & New Jersey only, and is neither an offer to sell insurance nor an advertisement of insurance in any place except the states of New York & New Jersey.
Kujawski Kujawski & Associates LLC ('the Producer") is an insurance producer licensed by the State of New York. Insurance producers are authorized by their license to confer with insurance purchasers about the benefits, terms and conditions of insurance contracts; to offer advice concerning the substantive benefits of particular insurance contracts; to sell insurance; and to obtain insurance for purchasers. The role of the producer in any particular transaction typically involves one or more of these activities. Compensation will be paid to the producer, based on the insurance contract the producer sells. Depending on the insurer(s) and insurance contract(s) the purchaser selects, compensation will be paid by the insurer(s) selling the insurance contract or by another third party. Such compensation may vary depending on a number of factors such as the volume of business a producer provides to an insurer or the profitability of the insurance contracts a producer provides to an insurer also may affect compensation. The insurance purchaser may obtain information about compensation expected to be received by the producer based in whole or in part on the sale of the insurance to the purchaser, and (if applicable) compensation expected to be received based in whole or in part on any alternative quotes presented to the purchaser by the producer, by requesting such information from the producer.

Kujawski Insurance
189 Main Road Suite D Riverhead, NY 11901
Phone: (631) 722-4991 Website: